For many couples, summer brings a quiet realisation. Not that something has suddenly gone wrong, but that something has already changed.

Not a dramatic breakup. Not a legal separation but a slow emotional exit from the marriage while staying legally together. Partners become roommates. Conversations stop. Resentment builds quietly. Life carries on. LIfe is busy with children, work, shared finances even though the relationship has already ended in every way except on paper. For many men and women, this is not a temporary phase. It is the runway to grey divorce. This is one of the most legally vulnerable places